Firmin silvester lee
One life to live. One life to give.
My Belief
A plan that fits your real life, not someone else's.
who i work best with
I work best with LGBTQIA+ individuals and couples, singles, parents, young adults, and foreigners - people whose lives deserve a plan built around them.
My Story
A teacher, a scam victim, and a consultant who's been where you are.
Let's Connect
If any of this feels like your story too, I'd love to grab coffee and talk it through.
My Belief
I believe every person deserves a financial plan that was built for them, not a template designed for the average household, the conventional family, or the default assumptions the industry runs on.Too many people I've met aren't underplanned. They're misaligned. Their policies, their nominations, their estate structures are written for a life they're not actually living. A partner the law doesn't recognise. A future that doesn't look like the brochure. A plan that was never really theirs to begin with.I also believe no one should have to navigate this alone. Financial planning can feel overwhelming, technical, and impersonal. My commitment is to make it feel like the opposite, ie, a real conversation, with someone who's genuinely in your corner.
who I work best with
LGBTQ+
The law may not fully recognise your relationship, but your plan should. I help LGBTQIA+ individuals and couples put the right structures in place, so the people you love are protected and your wishes are honoured.
Parents
You want the best for your child. I help parents plan early and plan well, building a clear education and protection strategy so that when the moment comes, the opportunity is there and the stress isn't.
Foreigners
Building a life here comes with complexity that most consultants overlook. I help expats and PRs navigate Singapore's financial landscape with clarity, so you can make confident decisions, wherever your journey here takes you.
Young Adults
The best time to start is now. I help fresh graduates and young professionals build a strong financial foundation from day one, so financial freedom becomes a direction you're already moving in, not a goal you're still waiting to reach.
Singles
Not having a default next-of-kin isn't a gap, it's a reason to plan smarter. I help singles take control of their financial future, decide who matters to them, and make sure the right people and structures are in place.
My story
Before I became a financial consultant, I spent 13 years as a teacher. And in many ways, I never stopped.Teaching taught me how to journey with people, to meet them where they are, explain complex things simply, and invest genuinely in their growth. But over time, I found myself wanting to do more. Something more personal, more direct, more lasting. I wanted to sit with individuals and families one-on-one, and create the kind of impact that changes the course of a life, not just a lesson.Then something happened that made the decision clear. I became a victim of a financial scam.It was a painful experience. But it gave me something I carry into every client conversation: I know exactly how it feels to be vulnerable, confused, and let down by someone who was supposed to help. I know why people get scammed, because they trusted, and no one equipped them with the right knowledge first.That's what I'm here to change. I want every person I work with to feel informed, protected, and genuinely looked after. Not sold to. Not rushed. Just properly taken care of.This isn't just a career for me. It's my one life to give.